Terms of Service

Terms of Service 

Standout Mortgage Marketing., Terms of Service 

This site is owned and operated by VAMM Inc. DBA Standout Mortgage Marketing., (“VAMM Inc”) for your personal use and information. By accessing and browsing this site, you are accepting, and are bound by, all of the following terms and conditions. 

Interpretation 

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. 

Definitions 

For the purposes of these Terms and Conditions: 

Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority. 

Country refers to: Nevada, United States 

Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to VAMM INC, D/B/A Standout Mortgage Marketing (“VAMM Inc.”) 1344 Disc Drive #3070., Sparks,  NV 89436. 

Device means any device that can access the Service such as a computer, a cellphone or a digital tablet. 

Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service. 

Product refers to the products and services included in “Membership” and “Content” offered for sale on the Service Site. 

Orders mean a request by You to purchase Product from Us. 

Promotions refer to sales promotions offered through the Service Site. 

Service Site refers to the Website. 

Membership refers to the product or access to the Service Site offered on a membership subscription basis by the Company to You. 

NMLS refers to Nationwide Licensing System Requirement 

Terms and Conditions (also referred as “Terms”) means combination Terms and Conditions of the VAMM Inc Service & Licensing Agreement, Terms of Service and all additional terms and policies collectively as these “Terms” that form the entire agreement between You and the Company regarding the use of the Service. 

Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service. 

Website refers to Standout Mortgage Marketing, accessible from HTTPS://standout-mtg-marketing.com 

You (referred to as either “You”, Your”, or “Client” in this Agreement) means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable. 

Acknowledgment 

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service. 

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service. 

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service. 

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service. 

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service. 

Placing Orders for Product 

By placing an Order for Product through the Service Site, You warrant that You are legally capable of entering into binding contracts. 

Your Information 

If You wish to place an Order for Product available on the Service Site, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your credit card number, the expiration date of Your credit card, Your billing address, and Your shipping information. 

You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete. 

By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order. 

NATIONWIDE LICENSING SYSTEM REQUIREMENT 

VAMM Inc. performs routine Nationwide Licensing System (“NMLS”) validation checks of the Client. An inactive NMLS tied to: 

  1. an individual Mortgage Loan Originator (“MLO”); 
  2. their mortgage broker/banker/federally insured; or 
  3. chartered institutions they are authorized to represent 

is no longer in good standing and is subject to suspension or possible termination of Your VAMM Inc. Membership and/or sharable links & embed codes. If Client is the subject of an active investigation that could result in suspension or termination of their NMLS, then VAMM Inc. reserves the right, in its sole, absolute, and unfettered discretion, to suspend or terminate Client’s membership with VAMM Inc. and/or content with active links and embed codes maintained by VAMM Inc. 

VAMM Inc MEMBERSHIP REPORTING REQUIREMENTS 

Client shall immediately notify VAMM Inc. if they have knowledge, actual or constructive, that: 

  1. their NMLS is inactive; 
  2. their NMLS is no longer in “Authorized to Represent” status with a licensed or registered company; 
  3. their NMLS is no longer in good standing; or 
  4. they are the subject of an investigation that could result in suspension or termination of the NMLS. 

MEMBERSHIP REVOCATION 

In the event Client’s VAMM Inc. Membership is suspended, membership fees shall be suspended. Any unused portion of the remaining month, tolling from day of suspension, shall be prorated and refunded to the Client. In the event Client’s VAMM Inc. Membership is terminated, any unused portion of the remaining month, tolling from day of termination, shall be prorated, and refunded to the Client. 

Cancellation 

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to: 

  • Product availability 
  • Errors in the description or prices for Product 
  • Errors in Your Order 

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected. 

MEMBERSHIP CANCELLATION POLICY 

If a Client wishes to cancel their VAMM Inc. Membership, they must submit the cancellation request in writing to memberships@standoutmtg.com.  Cancellation requests shall be processed within three (3) business days of receipt by VAMM Inc.  Any Initial Setup Fee and/or Rebranding Package fee are non-refundable if Client approved the Initial Setup and/or Rebranding Package and VAMM Inc. completed any portion of the Initial Setup and/or Rebranding Package.  Monthly membership payments shall not be prorated, and the Client’s VAMM Inc. membership shall remain active until the end of the month in which the cancellation request was processed by VAMM Inc. consent and You have acknowledged Your loss of cancellation right. 

Availability, Errors and Inaccuracies 

We are constantly updating Our offerings of Products on the Service Site. The Product available on Our Service Site may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Product on the Service and in Our advertising on other websites. 

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice. 

Prices Policy 

The Company reserves the right to revise its prices at any time prior to accepting an Order. 

Fees and Payments 

Fees and Payments.  You agree to pay VAMM Inc. any fees for each Product you purchase or use in accordance with the pricing and payment terms presented to you for that Product.  Where applicable, you will be billed using the billing method you selected through your account management page.  If you have elected to pay the fees by credit card, you represent and warrant that the credit card information you provided is correct and you will promptly notify VAMM Inc. of any changes to such information.  Fees paid by you are non-refundable, except as provided in these Terms or when required by law.  

All Membership Subscriptions are subject to a one-time “Initial Setup Fee”.  This fee is collected for the purpose of  setting up and creating Client’s personalized membership subscriber site, site content and initial content for marketing distribution.  

If at the time of purchase a Deposit is required, the deposit fee is considered the first installment towards Client’s initial set-up fee.   

If a Client desires to “Rebrand”, a one-time “Rebranding Package Fee” will apply.   

Subscription period 

Our Product is billed on a subscription basis (“Subscriptions”).  This means that you will be billed in advance on a recurring, periodic basis (each period is called a “billing cycle”).  Billing cycles are typically monthly or annual, depending on what subscription plan you select when purchasing a Subscription.  Payment will be charged to your chosen payment method at confirmation of purchase and at the start of every new billing cycle.  You Subscription will automatically renew at the end of each billing cycle unless you cancel your account through your online account management page or by contacting memberships@standoutmtg.com.  Refer to Cancellation Policy for details.   The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and periodic basis (such as daily, weekly, monthly or annually), depending on the type of Subscription plan you select when purchasing the Subscription. 

At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it. 

We, through our Third Party providers (Stripe and PayPal) will keep your detailed payment information, such as non-sensitive credit card partial numbers and expiration date on file.  We do not access this information, except through provided programmatic methods by the provider(s).  You are responsible for keeping your payment details up to date by changing the details in your account settings.  When your details change or are due to expire, we may obtain or receive from your payment provider updated payment details, including your card number, expiration date, and CVV (or equivalent).  This enables us to provide you access to the Product.  You authorize us to continue to charge your credit card using the updated information.  If a payment is not successfully authorized due to expiration, insufficient funds, or otherwise, we may suspend or terminate your subscription until applicable changes have occurred.  You also agree that we may charge you via your payment method on file if you elect to restart your subscription.  

 Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of Your Order. 

Subscription cancellations 

You may cancel Your Subscription renewal either through Your Account settings page or by contacting the Company at memberships@standoutmtg.com.  Refer to Cancellation Policy noted within these Terms.   

Billing 

You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information. 

Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice. 

Fee Changes 

The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period. 

The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective. 

Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount. 

Refunds 

Except when required by law, paid Subscription fees are non-refundable. 

Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company. 

If a Deposit is required at time of purchase, the Deposit is fully refundable if (a) VAMM Inc is unable to obtain vendor approval status with your employer of record or (b) you cancelled our services prior to any production work completed.  

Promotions 

Any Promotions made available through the Service may be governed by rules that are separate from these Terms. 

If You participate in any Promotions, please review the applicable rules as well as our Privacy policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply. 

Intellectual Property 

The Service and its original content (excluding Content provided by You or other users), features and functionality are and will remain the exclusive property of the Company and its licensors. 

The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries. 

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company. 

Your Feedback to Us 

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction. 

Links to Other Websites 

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company. 

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. 

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit. 

Termination 

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions. 

Upon termination, Your right to use the Service will cease immediately. 

Limitation of Liability 

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t purchased anything through the Service. 

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. 

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party’s liability will be limited to the greatest extent permitted by law. 

“AS IS” and “AS AVAILABLE” Disclaimer 

The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected. 

Without limiting the foregoing, neither the Company nor any of the company’s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components. 

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law. 

Governing Law 

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws. 

Disputes Resolution 

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company. 

For European Union (EU) Users 

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in. 

United States Federal Government End Use Provisions 

If You are a U.S. federal government end user, our Service is a “Commercial Item” as that term is defined at 48 C.F.R. §2.101. 

United States Legal Compliance 

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties. 

Severability and Waiver 

Severability 

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect. 

Waiver 

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms shall not effect a party’s ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach. 

Translation Interpretation 

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute. 

Changes to These Terms and Conditions 

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion. 

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service. 

Contact Us 

If you have any questions about these Terms and Conditions, You can contact us: 

By email: Info@standoutmtg.com 

By visiting this page on our website: https://standoutmtg.com 

 Effective August 3, 2023, All Rights Reserved.  

 

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